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  • July 13, 2018
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What to Know About Fire Insurance for Fire Season

Living in California means you have a risk of wild fires and potential damages to your house from a fire. When you purchase insurance in Woodland Hills, you want to make sure your coverage has fire insurance to address risks in the fire season. By working with your Woodland Hills insurance company, you reduce the risk of financial losses by having the right coverage.

Fire Insurance Covers Your House

Fire insurance covers your house after a fire, but the details in your policy impact your claim. Do not ignore the fine print in your policy. A policy may have limitations on the coverage available. For example, it may cover your house, but not cover a shed or external structures on your property. Pay attention to the details before you decide a policy fits your situation.

You May Need Additional Coverage

The basic policy will usually cover your house and a portion of the property, but it does not always cover your entire property. If you notice that your policy has limitations, then you may want to purchase additional coverage. Do not assume that the basic fire insurance policy is a good fit for your home. You want to make sure it provides the coverage you need for your property.

You Coverage May Change

Your insurance coverage may change when you renew your policy. Do not assume that your policy will remain the same and you will have the same coverage. Review your policy each year when you renew your homeowner’s insurance and fire insurance to determine if you need to change your current policy.

Fire insurance plays an essential role in protecting your assets for fire season. The challenge is ensuring that you have the right coverage for your situation. To learn more about protecting your assets from fire, contact Absolute Value Insurance for a free quote today.

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