Buying a life insurance plan is an essential part of protecting your loved ones. By using a few tricks, you can purchase the right policy for an affordable rate that fits your plans for the future.
Before selecting a life insurance policy, you want a quote to ensure that the rate fits your budget. At Absolute Value Insurance, you have several options available as term-life policies, whole-life policies and universal life policies. Get a quote for different policies to determine the best fit for your family and goals.
In most cases, the type of policy depends on your situation and concerns. Term-life policies are ideal when you want coverage for a set time period to protect loved ones from specific financial burdens. Whole-life policies work well when you do not want to renew the policy and want to lock in a specific premium. A quote from Absolute Value Insurance helps you clarify the costs and maintain your budget.
Sending a check with your application for an insurance policy helps with short-term concerns. While the underwriting process may take a few weeks, a check allows the company to provide a temporary insurance receipt that provides coverage until you are approved or denied a policy.
Purchasing more coverage than you initially planned may seem unnecessarily expensive in theory, but you do have deals available when you buy a larger policy. Life insurance policies are priced according to a cost per thousands of dollars process. When you add more coverage, you may notice a steep reduction in the cost per thousands that makes a larger policy more affordable than you expect.
Buying a life insurance plan gives you confidence in the financial stability of your loved ones. The key is clarifying your coverage requirements, obtaining a quote and ensuring that you have the right policy for your concerns.
In this insurance company which is ran by a dynamic couple, everything is done so professionally and with integrity that I don’t want to switch elsewhere! In fact, I switched my business and a rental home plus my residence to them. They are passionate about what they do and go the extra mile to find you the best plan with the best rate. Also, my family members switched to Absolute Value Insurance, and they were treated with the same professional manner and great prices.
Thank you Serafina & Igor!
Maryam M. , West Hills, CA
I’ve worked with Serafina and Absolute Value Insurance for years and she is great. She has lots of carrier connections & always hunts for the best rates, easy to work with and turns it around very quickly — even if off hours — they’re on it.
I recommend them to all my family & close friends.
Jared G. , Santa Monica, CA
This place is so helpful! They really know what they’re doing and will work hard to get you the best rate. Excellent customer service. Very friendly and knowledgeable.
Kat K. , Los Angeles, CA