Being an adult comes with a lot of challenges you may not be thrilled about. Finding a job in this increasingly competitive marketplace is much more difficult than it once was. You have to start thinking about things like “career” and “family” when all you want is to enjoy life.
But remember: life can end in a moment. Given the number of heart attacks, homicides, car accidents, mass shootings, and terrorist attacks occurring in the world today, it’s important to be prepared for anything. Life insurance may not be a fun thing to think about, but it may be exactly what you need at this stage in your life.
Here’s what you need to know about life insurance:
You’re still young, but now that you’re thinking about your future, why not think about the future of those you love? The last thing you want is for your parents, siblings, or the family you may one day have to be saddled with debt and expenses they can’t pay. Life insurance is a form of protection you start paying today for those “maybes” that occur years from now.
You may think you can run a GoFundMe campaign to help you cover any significant expenses that happen in the future, but the crowdfunding industry is highly competitive and unreliable. Life insurance is the only thing you can truly rely on to cover you if anything happens down the line.
Your student loans may not be fully paid off until you’re into your 30s and 40s, but what if something happens to you before then? The last thing you want is for your parents or family to be saddled with that bill. And what of your medical bills? How can anyone afford to pay tens of thousands of dollars for emergency surgeries and treatments? Life insurance can keep your loved ones out of financial crisis by covering the costs for them.
If you tried to take out life insurance when you really need it (when you’re older or your health is suffering), the cost would be much higher and the payout often lower. But by starting your life insurance policy when you are young and in good health, you’ll pay smaller premiums for a higher payout in the long run.
It’s worth investing time into researching everything you can about life insurance. The more you learn, the more you’ll be able to make smart decisions about the policies that work best for you, and the insurance agencies that you can rely on.
Let us help you find the insurance policy that suits your needs.
In this insurance company which is ran by a dynamic couple, everything is done so professionally and with integrity that I don’t want to switch elsewhere! In fact, I switched my business and a rental home plus my residence to them. They are passionate about what they do and go the extra mile to find you the best plan with the best rate. Also, my family members switched to Absolute Value Insurance, and they were treated with the same professional manner and great prices.
Thank you Serafina & Igor!
Maryam M. , West Hills, CA
I’ve worked with Serafina and Absolute Value Insurance for years and she is great. She has lots of carrier connections & always hunts for the best rates, easy to work with and turns it around very quickly — even if off hours — they’re on it.
I recommend them to all my family & close friends.
Jared G. , Santa Monica, CA
This place is so helpful! They really know what they’re doing and will work hard to get you the best rate. Excellent customer service. Very friendly and knowledgeable.
Kat K. , Los Angeles, CA